615 Horseshoe Drive, Suite G, Grinnell, IA 50112
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1-800-942-4718

Hours: Monday - Friday (8:00am - 4:30pm CST)
 
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1-800-942-4718
FAX: 641-260-8302

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1-800-942-4718


Bernie Lowe & Associates, Inc.


615 Horseshoe Drive, Suite G


Grinnell, IA 50112


800-942-4718


Fax: 641-260-8302

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Long Term Care Insurance

Long Term Care (LTC) includes a wide range of medical, social, personal, supportive, and specialized housing services required by people who have lost some capacity for self-care because of a disabling condition or a chronic illness.  The primary objectives of long term care are management, control of symptoms, and maintenance of function.  This differs from traditional medical care, which treats physical problems directly in an attempt to permanently cure or control them.  Types of LTC assistance include both medical and non-medical care.  Due to our expanding aging population, we are faced with complex issues related to long term care such as accessibility, choices in care and facilities, and ways to meet the costs.  The growing numbers of older individuals and their increased longevity make long term care a very challenging social and economic issue.  The time to begin planning for this need is when one is younger and has the advantages of time, options, and choice.

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Long Term Care Needs Analysis